Partial Credit Guarantees¹: Grameen-Jameel guarantees expand access to local commercial markets for MFIs.

MFI eligibility is subject to the following minimum criteria and conditional upon transactional due diligence and investment committee approval:
In operation for at least three years with full financial statements; at least the last two years professionally audited.
Size: At least 10,000 clients or loan portfolio greater than US$2,500,000.
Mission to serve the poor demonstrated by at least one of the following:
     - Awards and/or industry reputation
     - Impact study (internal or external
     - Low average loan size vs. in-country peers
Portfolio at risk greater than 30 days < 5%
High percentage of female clients
Near or above full Operational Self-Sufficiency

Mifos: Mifos is an open-source technology platform for microfinance. It is a centralized management information system purpose-built to enable microfinance institutions to more efficiently and effectively deliver financial services to the poor.
Mifos is flexible to meet MFIs’ unique operational requirements It delivers a complete business and technology solution, from client management, loan and savings portfolio management, and transaction processing to social and business reporting. Developed by a global collaborative community and supported by the local IT ecosystem, Mifos helps the industry scale through the strategic use of technology in microfinance.

Technology Readiness Training Program: A program that equips MFIs with the fundamental technology management skills needed to effectively plan and deploy strategic IT initiatives. The curriculum includes IT strategy development, technology road-mapping, ROI analysis, project management, process re-engineering, and vendor management.

Human Capital Management Tools: In 2009, Grameen-Jameel will introduce products and services to help its partners align their human capital management practices with their business strategy in order to maximize return on human capital investment. The first tools available include a Human Capital Management Assessment and a Recruitment and Selection suite of tools.

Microfinance Loan Officer E-Learning Course: An E-Learning microfinance course for loan officers that aims to build the skills necessary to manage the relationship between MFI staff and borrowers. Available on CDs and online, the course is offered in English, French and Arabic including video clips and audio narrative.

MFI Exposure Visits: Grameen-Jameel helps facilitate visits for its partners to other MFIs throughout the world that are renowned practitioners and innovators in a particular operational area that the MFI wishes to develop.

Grameen-Jameel Arab Dialogue²: The Dialogue is an occasion to visit Grameen Bank and gain an in-depth view of the operations and methodologies that have lead to its success in providing large-scale microfinance services to some of the world’s poorest people.

SEEP FRAME Tool (© SEEP Network) Training: Basic and advanced training in the completion of the SEEP FRAME Tool for reporting on and conducting financial and operational analysis of MFI performance.

Customized Business Planning Exercise³: A guided exercise to assist MFIs in the development of a three or five-year business plan, from mission, and vision to markets and growth, organizational expansion and development, capital requirements, and financial /and operational projections.

Corporate Governance, Internal Controls, Risk Management: Customized Interactive Corporate Governance Exercise: A customized, guided, interactive program to assist MFIs in assessing current corporate governance. The program helps MFIs identify gaps and develop a strategy for strengthening corporate governance at various organizational levels.

Social Performance Management – Progress out of Poverty Index™ (PPI™)⁴: The PPI is an objective client poverty assessment and targeting tool that provides client poverty level data, which enables MFIs to manage social performance. Grameen-Jameel offers training and support to implement the PPI and to leverage the tool to help achieve social performance objectives.

Customized Treasury Management Consultancy: On-site customized support in asset management, including cash flow, liquidity, risk management, and financial planning.